CROA Disclosure

The Credit Repair Organizations Act describes protections for consumers using credit repair services. Review the information below and the written documents provided before entering a service agreement.

Before enrolling in any service, please review the following important information regarding your rights:

You Have the Right To:

• Receive a written agreement describing the services we will provide.
• Cancel your contract without penalty within three (3) business days of signing.
• Receive clear information about all fees, services, and terms before making a purchase.
• Dispute inaccurate, outdated, incomplete, or unverifiable information directly with the credit bureaus at no cost.
• Obtain a free copy of your credit report from authorized sources when eligible.

No Guarantees

JBRI Credit Group LLC does not guarantee:

• The removal of accurate and verifiable information from a credit report.
• Any specific credit score increase.
• Approval for loans, mortgages, credit cards, or other financial products.
• Any particular outcome within a specific timeframe.

Credit improvement results vary based on each individual's financial situation, credit history, reporting accuracy, and creditor responses.

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Our Commitment

Our goal is to help consumers understand their credit information through education, analysis, and dispute assistance.

This website summary does not replace the separate disclosures, contract, or cancellation documents required for enrollment.